Congratulations, you’ve contracted on your dream home! In the midst of a whirlwind of activities, selecting your attorney, signing documents, inspecting your new home, and selecting new furniture, you may wonder: what exactly is a CL-100 inspection and why do I need one?
A CL-100 (sometimes called a Termite Inspection or a South Carolina Wood Infestation Report) details visible infestation and damage caused to your home by termites or beetles, and decay in accessible areas of a home. These reports are typically required by the lender in a real estate transaction. The purpose of the inspection is to check for the following:
- Visible evidence of active, or a previous infestation of subterranean termites or other wood-destroying insects
- Visible evidence of whether there has been prior subterranean termite treatment
- Below the first main floor, if there is a presence or evidence of: active wood-destroying fungi (wood moisture of 28% or more), or if there is the presence of wood-destroying fungi that is inactive (wood moisture of less than 28%).
- Any visibly damaged wooden members below the main first floor of the home (columns, sills, joists, plates, door jambs, headers, exterior stairs, porches)
If any of these issues present themselves during the inspection, the inspector will list the damaged areas in detail in their report.
You may ask yourself: what exactly does the inspector do when performing the inspection? The inspector will go under and around the house to check for all of the items above. If he/ she finds the damage is enough to warrant further investigation, he/ she will then recommend that a licensed contractor or structural engineer (licensed and registered with the SC Department of Labor, Licensing, and Regulations) provide a letter on letterhead stating either that the home does not need repair and that the home is structurally sound, or that repairs have been made and the home is structurally sound. Either of those circumstances will need to occur in order to obtain a “clear” CL-100. Most lenders will require a clear CL-100 in order to close on your home.
If you’re searching for a CL-100 inspector, please visit our Files and Assets page to find our list of trusted CL-100 inspectors in the Charleston area.
For further questions about a CL-100 inspection and report, please contact your real estate agent for information and clarity. Island Park Properties is not a moisture or CL-100 expert, please contact your local termite company with further questions.